
529 to Roth IRA: Secure Act 2.0 Rule Explained
Disclaimer: The following is for informational purposes only and not financial advice. Always do your own due diligence. I am not a licensed advisor. 529 to Roth IRA: A New Path to Retirement Savings Imagine this: you’ve been saving for your child’s education for years through a 529 plan. You did the responsible thing, put…
![Is SCHD Dead Weight — Or the Ultimate Dividend Machine? [2025 Guide]](https://portfoliopayday.com/wp-content/uploads/2025/08/SCHD-Thumbnail-900x600.png)
Is SCHD Dead Weight — Or the Ultimate Dividend Machine? [2025 Guide]
Disclaimer: The following is for informational purposes only and not financial advice. Always do your own due diligence. I am not a licensed advisor. Introduction: Is SCHD Still Worth Holding in 2025? If you’re like me and have been investing for quite a few years now, you’ve probably heard about all about SCHD, the Schwab…

Top Growth ETFs: Why I Invest in QQQM and SCHG
Disclaimer: The following is for informational purposes only and not financial advice. Always do your own due diligence. SCHG or QQQM: Which Growth ETF is Best for Building Wealth in 2025? When I first started learning about growth investing, I often wondered, “How do I choose the right ETF to grow my wealth long-term?” If…

Why QQQI and SPYI Are Must-Have ETFs for Dividend Investors
Disclaimer: The following is for informational purposes only and not financial advice. Always do your own due diligence. I am not a licensed financial advisor. SPYI vs QQQI: Which Monthly Dividend ETF Is Right for Your Portfolio? When I first started exploring income-generating ETFs, I was overwhelmed by the sheer number of options available. There…

How to Start Dividend Investing: 7 Rules Every New Investor Needs
Disclaimer: The following is for informational purposes only and not financial advice. Always do your own due diligence. Are you new to dividend investing and feeling overwhelmed? Trust me — you’re not alone. When I first started my journey, I had no idea where to begin. The world of dividend stocks, ETFs, high yields, and…

SPYI vs JEPI: Which Dividend ETF Is Best for Retirement Income?
Disclaimer: The following is for informational purposes only and not financial advice. Always do your own due diligence. I am not a licensed financial advisor SPYI vs JEPI: Which Dividend ETF Is Better for Passive Income and Retirement Growth? If you’re the kind of investor that I am, you’re probably always searching for the best…